02 —

A New Tier in Modern Lending

€3.500
MARKETPLACE
€370
HEALTHCARE
€1.650
LOGISTICS
€5.000
RETAIL
€20.100
AGENCY
€5.000
FREELANCE
€9.900
AGENCY
€7.750
E-COMMERCE
€20.000
HARDWARE
€5.000
E-COMMERCE
€4.400
B2B SAAS
€720
SUBSCRIPTION
€4.950
HARDWARE
€960
HOSPITALITY
€3.350
B2B SAAS
€200
B2B SAAS
€10.700
B2B SAAS
€2.750
HOSPITALITY
€7.050
AGENCY
€530
MEDIA
€4.700
SUBSCRIPTION
€4.900
AGENCY
€1.350
AGENCY
€3.950
HEALTHCARE
€2.850
HARDWARE
€1.090
LOGISTICS
€1.140
HEALTHCARE
€1.470
E-COMMERCE
€8.100
LOGISTICS
€7.400
B2B SAAS
€4.600
EDUCATION
€2.850
HEALTHCARE
€840
HEALTHCARE
€21.600
MEDIA
€310
HEALTHCARE
€8.600
MARKETPLACE
€700
HOSPITALITY
€830
WHOLESALE
€1.100
MEDIA
€13.400
MEDIA
€1.480
LOGISTICS
€3.000
HOSPITALITY
€470
HEALTHCARE
€15.800
AGENCY
€970
LOGISTICS

Every day, millions of credit requests.

BNPL handles everything up to €1.500.

Banks step in above €10.000 — in 4–6 weeks.

In between, no filter matches.

breece: €1.500 to €5.000. Served instantly.

Establishing0 of 45 matched

03Why breece works

Four arguments for embedded credit that ships at the speed of your product.

01REVENUE

Unlock a new revenue tier.

Capture the €500–€5,000 segment where BNPL loses and banks are too slow.

tier · €1.5k — €5kopp · untapped
02INTEGRATION

Ship in days, not quarters.

One API, one integration. No core-banking overhaul. No custom compliance stack.

api · RESTtime · ≈ 7 days
03EXPERIENCE

Retain customers through seamless UX.

A 10–15 minute one-shot journey. No paperwork, no physical mail, no drop-off.

journey · 10–15 minpaper · none
04COMPLIANCE

Compliance as a foundation.

KYC, AML, PSD2 and Open Banking built in. We handle regulation so you focus on growth.

stack · KYC · AML · PSD2psd2 · open banking
04The breece Flow

Frompartnerintegrationtofundedtransactiononecontinuousflow.

STEP 01

Partner Platform Integration

API & SDK connect to your front end.

INTEGRATION
STEP 02

Customer Application

Real-time credit line calculation.

APPLICATION
STEP 03

Digital Onboarding

Open Banking verification, instant decision.

VERIFICATION
STEP 04

WebIdent

Fully digital identity check.

IDENTITY
STEP 05

Instant Card Issuance

Virtual card ready in seconds.

ISSUANCE
STEP 06

Digital PIN Activation

Secured via email or SMS — no postal mail.

ACTIVATION
SCROLL TO ADVANCE
01 / 06
SCRUB
See the full process
§04 / THE BREECE FLOWPARTNER → TRANSACTION◉ LIVE SYSTEM

05 —The breece Orbit

Partners and frameworks that operate around us.

LIVE
LAT 52.520 N · LON 13.405 E
UPTIME 99.998%
ORBIT PROGRESS
Ablefy
Google Partner
Meta Business Partner
PSD2
KYC
AML
Open Banking
breece
CORE · V1
ORBIT 01 — PARTNERSHIPS
Ablefy
typeintegrationsince2024scopepayouts / checkout
LAST AUDIT — APRIL 2026ALL SYSTEMS: OK
LAT 52.520 N · LON 13.485 E
BRC-CREW · 2026.04 · LIVE
OPERATORS · 07 · ALL ACTIVE
EXPANDING · OPEN POSITIONS BELOW ↓
06The Crew · Operator Console

Seven operators. One mission.

Crew · Roster07 / 07
Nikolas
Jannes
Erwin
Tim
Daniel
Max
Julius
OPERATOR 01·ACTIVE

Nikolas

CEO · FOUNDER

Leads breece's strategic direction. 5+ years building financial products that actually ship.

SPEC·Strategy·Capital·Growth
LI ↗
Location
Remote · EU
DISTRIBUTED
Tenure
Since 2023
FOUNDING MEMBER
Current Focus
Seed round · Partner network
PRIORITY · HIGH
FULL CREW · SYSTEM SYNC
Nikolas
Jannes
Erwin
Tim
Daniel
Max
Julius

Seven operators.

ALL SYSTEMS: OK
LAT 52.520 N · LON 13.405 E
BRC-SIGNAL · 2026.04
STATION 01 · CHANNEL OPEN
REPLY TIME · < 24H
07 — THE SIGNAL

Open the channel.

You've seen the infrastructure. You've met the crew. Now tell us where you want to integrate.

SIGNAL READY · AWAITING TRANSMISSION
TRANSMISSION PANELCH · 01
04 · ROLE
TRANSMISSION · OPEN CHANNEL

Let's build the future of embedded finance. Together.

Whether you're a financial institution or a digital platform — we'd like to talk.

Request Strategic Consultation
STATUS·READY
REPLY TIME · < 24H